Tom Ruscha

Serving companies, GAC advises and acts on 2 major levers of competitiveness: innovation financing and international development. After founding his first company in 1988 — the EFE group, which became a leading European training, consulting and publishing firm — Patrice Bougon, a former tax lawyer, wanted to offer his customers consulting services that combined financial, tax and technical expertise. In 2002, this French “serial entrepreneur” created GAC, an acronym standing for Grande Armée Conseil (as the first office was located next to the Champs-Elysées in Paris, on the Grande Armée Avenue) and for its international brand Global Approach Consulting. A new “auditing, consulting, training” concept for managing local taxes was born! GAC is an international consulting firm specialized in R&D tax credit and innovation funding for more than 10 years. Through its expertise, GAC supports companies to optimize their access to public funding schemes existing in countries where GAC is l

FLEX, a credit union core processor, integrates with Advanced Fraud Solution for check fraud prevention. (Newswire.net -- October 27, 2016) Sandy, Utah -- FLEX CREDIT UNION TECHNOLOGY SELECTS ADVANCED FRAUD SOLUTIONS TO INTEGRATE INDUSTRY-LEADING CHECK FRAUD DETECTION SOLUTION WITHIN ITS TELLER CAPTURE PLATFORM. Industry-leading solution providers for the financial services sector join forces to combat check deposit fraud  FLEX announces a partnership to integrate its credit union core processing platform with Advanced Fraud Solutions’ (AFS) fraud detection tools. The partnership unites two industry leaders in the perennial fight against check fraud that continues to generate significant losses at credit unions across the nation. A recent report produced by AFS found that while check volumes continue to decline, the exponential growth in online and mobile banking coupled with the adoption of EMV technology to combat plastic card fraud has helped breathe new life i

My parents are bright, intelligent people, curious to explore how modern stuff works. They quickly adopted all kind of new technologies into their lifestyle. They have more than 20 years of experience working on PCs, they own top of the line smartphones and smart TVs. They started using Facebook, Twitter and Instagram than most of my (same-age) friends. They aren’t scared of ordering stuff online, or using services like Uber and AirBnB. However, when it comes to privacy and security they have huge gaps. They are aware that the digital world has its risks, but they can be easily deceived. It’s difficult for them to realize how close they are to losing money or sensitive data. They can’t tell the difference between important and optional security steps. They also can’t distinguish between essential information and one that only has a commercial purpose. And I completely get it: with the avalanche of existent information, I often feel overwhelmed myself. My guess w

Successful devolution is all down to leaders. They need the time and space to focus on what they have to do and they need the skills to enable those around them to do great work. We recently carried out research into the leadership ingredients of successful devolution agreements. Public and private collaborations need leaders who have vision and great networks. Leaders have to focus on long-term, place-based plans that address economic and societal challenges in a sustained way. This is a complex task. Leaders need the headspace to think strategically and conceptually, develop meaningful collaborations and manage change in critical services. Chief executives must be supported by their senior managers in both the public and private sectors. They in turn need to be able to plan and integrate services for the long term while engaging diverse stakeholders, from partners to politicians, staff to citizens. Some of the people we spoke to were concerned about whether senior managers could deli